Decaf

Stablecoin payments API

Connect local payment rails through stablecoin infrastructure.

Design supported funding, USDC movement, conversion, payment, and recipient-delivery flows through one controlled integration—without making every customer manage a crypto workflow.

Now onboarding design partners.

Conceptual design-partner workflow
  1. 1Supported local funding or USDC
  2. 2Account, wallet, conversion, and controls
  3. 3Supported bank, wallet, claim, cash-pickup, or card access

Outcome-led use cases

Build around the outcome, not the token transfer.

Stablecoin infrastructure can connect familiar product experiences to supported funding and delivery edges.

01Conceptual design-partner workflow

International collections

Connect eligible international receipts to an account workflow.

02Conceptual design-partner workflow

Marketplace and supplier payouts

Coordinate approved payments through supported destination routes.

03Conceptual design-partner workflow

Last-mile recipient access

Reach recipients and present only eligible claim and access choices.

04Conceptual design-partner workflow

Embedded accounts and wallets

Explore balance and payment experiences within approved design-partner scope.

05Conceptual design-partner workflow

Governed agent workflows

Connect bounded AI-initiated requests to reviewed payment controls.

Buyer checklist

Evaluate the whole payment outcome.

A useful integration covers local edges, the stablecoin layer, operational controls, and what the recipient ultimately receives.

Funding and account

Confirm eligible local rails, currencies, networks, custody, and authorization.

Conversion and network

Define pricing sources, confirmation, address checks, finality, congestion, and fees.

Compliance

Apply the relevant account, customer, recipient, purpose, market, and provider rules.

Execution

Design idempotency, approvals, retries, returns, and partial-failure behavior.

Observation and outcome

Connect status and exceptions to how the recipient claims, receives, withdraws, or spends value.

Connected architecture

Treat the fiat edges and stablecoin core as one system.

Every edge depends on eligibility. WhatsApp and email support recipient reach; they are not settlement rails.

  1. Supported local funding or USDC
  2. Account, wallet, conversion, and controls
  3. Supported bank, wallet, claim, cash-pickup, or card access
Networks and routes come from current governed catalogs and are confirmed for the proposed workflow.

Stablecoin API FAQ

Questions about stablecoin payment infrastructure.

Design-partner access

Map the local edges and stablecoin layer together.

Tell us how your product funds, controls, converts, pays, and delivers value.

Now onboarding design partners.