Decaf

Mass payouts and disbursements

Mass payouts built for the last mile.

Prepare, review, and track recipient payments in one controlled workflow, then reach people through WhatsApp or email and eligible access options.

Batch size, recipient type, delivery method, access option, and timing depend on the approved workflow and market.

Explore last-mile payments

Payment visibility

Recipient payment batch

Batch

12 payouts

$86,420

  • MXN

    18,400

  • BRL

    4,250

  • COP

    3.1M

  • PHP

    42,800

  • NGN

    640K

  • GBP

    780

12 / 12Completed

Controlled batch operations

One workflow for many recipient payments.

Move from a prepared batch to individual outcomes without losing the controls and context around each recipient.

  1. 01

    Prepare the batch

    Create or upload approved recipient payment instructions.

  2. 02

    Resolve validation

    Review incomplete or invalid recipient and payment details.

  3. 03

    Review totals

    Confirm the batch amount, recipients, routes, and available balance.

  4. 04

    Approve where configured

    Apply supported team review before execution.

  5. 05

    Execute the payments

    Start the approved batch through its supported workflow.

  6. 06

    Track every item

    Follow individual status and identify what needs attention.

Built around real operating jobs

Coordinate the payout job your business actually runs.

Decaf moves approved payroll funds; it does not calculate wages, tax, benefits, withholding, or employment rules.

Recipient reach

Reach recipients beyond ordinary bank payout UX.

Use WhatsApp or email as notification and secure-claim channels, then show only access options available to the recipient.

WhatsApp and email are not payment rails. Bank transfer, MoneyGram cash pickup for eligible Personal recipients, and Decaf card access each depend on account, market, and route eligibility.

Explore last-mile payments

Batch

WhatsApp
Email

Payment visibility

Keep payment operations visible.

See the batch total and supported recipient states together, then focus on the items that require action.

Payment visibility

  • Ready for review01
  • Needs recipient details02
  • Approved03
  • Processing04
  • Completed05

Programmable workflows

Connect the payout workflow to your software.

Explore controlled payout orchestration and status workflows through Decaf API design-partner access. The current Business UI batch is not presented as a public API endpoint.

Now onboarding design partners.

Mass-payout FAQ

Questions about controlled payout batches.

Plan the workflow

Build a payout operation around your recipients.

Tell us what you pay, where recipients are located, how you reach them, and the volume you expect.