Decaf

The payments platform for global business.

Receive, hold, convert, pay, and automate money globally through one Decaf account.

SEND MONEY TO 70+ COUNTRIES

See our rates and fees to:

Reference estimate unavailable

Supplier receives

🇭🇰HKDCHATS

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Indicative estimate, not a guaranteed quote.

Estimated delivery

Under 10 minutes

Total Decaf fee

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Trusted by leading organizations

AirtmBridgeCrossmintInternational AIDS SocietyMoneyGramStellarUNDP

One place for your global money

Bring money in, move it where your business needs it, and keep every supported payment workflow visible in one Decaf account.

Fund, hold, and convert

Fund locally or with USDC, hold a Business balance, and convert for supported payment routes.

Supported routes

Fund locally.

Start with an approved local deposit or USDC, then choose an available destination for your business payment.

USD

ACH

MXN

SPEI

EUR

SEPA

BRL

PIX

COP

Local bank

USDC

Supported networks

Payout destinations

Pay globally.

Send through available local and international payment routes in supported markets.

Routes, currencies, payment methods, and eligibility vary by account and market.

Decaf API

Build global payments into your product.

Design controlled payment workflows for marketplaces, payroll disbursements, supplier batches, last-mile payments, and AI agents through Decaf API.

Now onboarding design partners.

Built differently

Local access. Global movement. One controlled flow.

Fund through a supported local bank rail or USDC. Decaf uses stablecoin infrastructure to connect supported markets, while your team controls how money is received, converted, approved, and paid out.

  1. 01

    Bring money in

    Fund through an approved local bank rail or supported USDC network.

  2. 02

    Control the flow

    Hold, convert, review, and approve supported money movement through one Decaf account.

  3. 03

    Pay where business happens

    Deliver through eligible bank transfer, cash pickup, card access, or a secure recipient claim.

FAQ

Questions about Decaf for business.

Move globally with Decaf

One account for the money your business moves.

Open a Business account or tell us about the payment workflow you need to run.