For digital nomads
Earn in dollars. Spend where you are this month.
Keep your income in one Decaf balance in dollars. Spend with the Decaf Visa card, withdraw to a bank in 85+ markets, or pick up cash where you land.
Trusted by leading organizations
Your money, wherever you land next.
One balance across borders
Your balance and payment link stay the same when you change cities or countries.
A card for daily spending
Use the Decaf Visa card, virtual or physical, for rent, coworking, and groceries.
Cash or bank, locally
Withdraw to a bank in 85+ markets, or pick up cash through MoneyGram in 180+ countries.
Three ways to use your money abroad.
Pick what works in each country. Everything runs from the same Decaf balance.
Decaf Visa card
Virtual or physical, funded from your balance.
Bank withdrawal
To bank accounts in 85+ markets.
MoneyGram cash pickup
At MoneyGram locations in 180+ countries.
How it works
Set up once. Use it on every move.
01
Create your account
Sign up and verify your identity once.
02
Get paid in
Clients pay your link or account details by card, bank transfer, or USDC.
03
Get your card
Create a virtual Decaf Visa card, or order a physical one with tracked delivery.
04
Spend or withdraw locally
Pay by card, withdraw to a local bank, or pick up cash.
Is Decaf right for life on the move?
A good fit if
- You live in more than one country a year.
- You earn in dollars and spend in local currencies.
- You want card and cash access without opening a bank in every country.
Where it fits
A US client's monthly retainer, paid by ACH.Bank transfer+$1,850.00- A project payment from a crypto-native client in USDC.USDC+$400.00
A coworking membership in Mexico City, paid by card.Card−$720.00
Digital nomad money FAQ
Ready to start?
Create a personal accountMore ways people use Decaf
Take your money on your next move.
Create your personal account, get your Decaf Visa card, and use your balance wherever you land.